Posted on Thu 03rd Apr, 2025 – hotnigerianjobs.com

Moniepoint Incorporated is a leading global business payments and banking platform. Recently, it became the first African investment for QED Investors. With over 600,000 businesses of all sizes trusting us, we are dedicated to empowering SMBs by providing equal access to the tools they need to grow and scale.

We are currently looking to fill the position of:

Job Title: Portfolio Manager

Location: Gombe (Remote)

Job Summary

The Portfolio Manager will be responsible for managing the loan portfolio and leading a team of Field Credit Officers in a designated state. This position involves setting performance targets, managing credit risk, ensuring portfolio health, and driving the growth of business and loan products. The Portfolio Manager will collaborate with other departments such as Products, Risk, and Operations to ensure compliance with credit policies and effective loan disbursement and repayment.

Key Responsibilities

Team Leadership and Management:

• Supervise, mentor, and guide Field Credit Officers (FCOs) in the assigned state.
• Set and communicate clear performance objectives for FCOs, ensuring alignment with overall company strategy and goals.
• Conduct regular performance evaluations, identify training needs, and support team members’ professional growth.

Portfolio Oversight and Growth:

• Develop and implement strategies to build a robust, profitable loan portfolio within the assigned state.
• Monitor portfolio performance, including loan approvals, disbursements, and repayments, to ensure targets are met.
• Identify emerging trends and potential risks, taking proactive steps to address any issues that may impact portfolio performance.

Credit Risk Management:

• Ensure adherence to the company’s credit policies and procedures.
• Review and approve loan applications recommended by FCOs, making final credit decisions when needed.
• Conduct regular credit risk assessments and work with the Regional Credit Manager and VP of Credit Portfolio Management to refine credit evaluation frameworks.

Compliance and Reporting:

• Maintain compliance with regulatory standards and internal credit operations policies.
• Prepare and deliver regular portfolio performance reports to the Regional Credit Manager and VP of Credit Portfolio Management, focusing on key metrics and improvement recommendations.
• Ensure that all records and documentation are up to date and meet compliance standards.

Stakeholder Engagement:

• Work with cross-functional teams (Products, Operations, Risk, etc.) to ensure smooth loan disbursement and servicing processes.
• Build and maintain strong relationships with clients and community stakeholders to enhance the company’s presence.
• Address and resolve customer inquiries and issues related to the loan portfolio.

Process Improvement:

• Identify and recommend improvements to credit administration processes.
• Stay updated on industry trends, best practices, and competitor activities, adapting strategies accordingly.

Qualifications

• Bachelor’s Degree (or higher) in Business, Finance, Economics, or a related field.
• A minimum of 4-5 years of experience in lending, credit, or portfolio management, with at least 2 years in a supervisory capacity.
• Proven experience in credit risk analysis and financial analysis.
• Strong understanding of regulatory requirements and compliance in the financial sector.
• A demonstrated history of managing and growing a loan portfolio in a fast-paced environment.
• Must be a resident of the assigned state.

Relevant Skills

• Leadership & Team Management
• Analytical & Problem-Solving Skills
• Communication & Interpersonal Skills
• Strategic Thinking & Planning
• Attention to Detail
• Technology Proficiency

Other Requirements

• High level of integrity, professionalism, and confidentiality with sensitive information.
• Flexibility to travel for client visits, team meetings, and on-site evaluations as required.
• Proactive, results-oriented mindset with a focus on continuous improvement.

Application Closing Date

Not Specified.

How to Apply

Interested and qualified candidates should:
Click here to apply online

For more information visit the official website for more details